Legal Disclaimers

This page includes the following disclaimers:

Please read our 1st Policies Page for additional information on confidentiality and terms/conditions on page 1 here.

Code of Ethics

As Your Coach, Consultant, Facilitator and Support

  1. I have accurately identified my qualifications, expertise, experience, and certifications.
  2. I recognize that my clients provide me with their confidential and propitiatory information and will not use this information in any manner.
  3. I maintain, store, and dispose of any records created during my business in a manner that promotes confidentiality, security, and privacy, and complies with any applicable laws and agreements.
  4. I avoid conflicts of interest and will remove myself when such a conflict arises.
  5. I not give prospects or clients advice I know or believe to be misleading or false.
  6. I have clear contracts with my clients and honor them to the full extent of the law.
  7. I respect the client's right to terminate the process, subject to the provisions of the contract.
  8. I will be on be alert to indications that the client is no longer benefiting from our coaching relationship.
  9. I encourage the client to make a change in monthly plan if they would be better served by a different plan.
  10. I encourage my clients to seek the services of other professionals when deemed necessary or appropriate.

My Guarantee & Refund Policy

Satisfaction GuaranteeI'm completely confident that your investment will exceed your expectations. However, if after one month you aren't seeing the benefits of working together and you've done the work you may cancel the remainder of your contract, no questions asked.

While I am confident that this EduCoaching™ program can offer you the support and advice you need to be more successful, there are no guarantees for a specific result or outcome because you're responsible for doing the work and for your own success.

Payments specifically made for a workshops or teleclasses of any type are refundable given one week advance notice, minus any software, CDs or other materials. They are transferable with 48 hour advanced notice.

Products that were mailed or downloaded are not refundable

Subscription fees, coaching, classes, etc. may be deductible as a business expense. Check with your tax advisor or accountant for advice on this issue.

FTC - Affiliate Disclosure Policy

An affiliate is a company, who has for the purpose of advertising and marketing to my readers, provided monetary compensation to use when we promote a product or service.

This blog and website is written and edited by it's owner. For questions about this blog, please contact Maria Marsala.

This website and blog may choose to accept forms of cash advertising, sponsorship, paid insertions or other forms of compensation. We write for our own purposes. However, we may be influenced by our background, occupation, religion, political affiliation or experience.

The compensation received will never influence the content, topics or posts made in this blog. That content, advertising space or posts may not always be identified as paid or sponsored.

The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog or websites are purely the owners. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

Some of the links on the Elevating Your Business websites may be affiliate links. These links that can lead to us making a commission when you click through and purchase the product or service. We don't ever endorse anything we don't believe to be of quality. We or our clients have used any affiliate link we recommend.

Disclosures: If you happen to purchase anything I recommend through my blog, website or newsletters or any other communications, it's likely I'll receive compensation. However, I only recommend products or programs I use, my clients use, I've tested, etc. If you ever have an issue with anything I recommend please let me know and I will remove them from our system. Always do due-diligence before making any purchases and please only purchase items you can afford and will use right away to grow your business.

To get your own policy, go to

Earnings Disclaimer

Each individual's success depends on his or her desire, dedication, marketing background, market place, product, effort and motivation to work and follow the program. The statements of income, testimonials, and examples on this website are exceptional results, and are not intended to represent or guarantee that anyone will achieve the same or similar results. There is no guarantee you will duplicate the results stated on this website and you recognize that all business endeavors have inherent risk for loss of capital.

We make every effort to accurately represent our products and services and their potential for helping you create income. The earnings and income statements made are representations of what our company, its principles and past and present customers have created. As with any business, your results will vary and will be based on your individual skills, business experience, expertise and efforts. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual's success depends on numerous factors, all of which are outside our control. There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business that we cannot foresee which can reduce results. We are not responsible for your actions.

The use of our information, products and services should be based on your own due diligence. We cannot guarantee or even assure you that you'll do as well. You must accept the risk that you may not do well.

We do guarantee that when we include the name of someone or some company who has earned the amount that the statements are true. You must accept the risk that you may not do well.

You agree that our company is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services.

Testimonial Disclaimer

Most testimonials on this website highlight extraordinary outcomes. As with most training programs or information products, by their very nature all results are atypical and will vary with every individual. Typical results are exceedingly difficult to predict, as all markets, businesses, motives, and results are different.

As with every business venture, there's inherent risk, including a chance to lose money. So please use discretion when making a purchasing decision. The Elevating Your Business programs are not one-size-fits-all" and we teach a wide variety of systems and strategies. It is impossible for anyone to predict how (or even if) you will use the information provided in your specific business model.

All testimonials and case studies have been collected from people who have had personal experience with our products or our services, and they have each submitted their kind words willingly, and without direct financial payment or compensation.

In some cases students have received substantial discounts on our products in exchange for their honest review. Some endorsements have been sent to us from paying clients who have initially hired us for our consulting services, and may not necessarily directly reflect the specific products showcased on this particular website. Some have become friends or partners in various ventures.

Content Disclaimer

The materials in this site are provided "as is" and without warranties of any kind, either express or implied. Every effort has been made to accurately represent our systems and their potential. Elevating Your Business does not warrant that the functions contained in these materials will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components.

Elevating Your Business does not warrant or make any representations regarding the use or the result of the use of the materials in this site, or those of sites referenced on the site, in terms of their correctness, accuracy, reliability or otherwise. If you access the site from locations other than the United States, you are responsible for compliance with any applicable local laws. Every effort has been made to accurately represent our products, services and their potentials. We will verify actual earnings or examples of earnings upon request. Testimonials are exceptional results and do not apply to the average person. They are not intended to represent that anyone will achieve the same results by purchasing our services or products. Success depends on an individuals dedication, desire, background, finances, and experience, and there is an inherent risk of capital and there is no guarantee that you will earn any money.

Elevating Your Business does not warrant or make any representations, nor is it at all accountable or liable for any statements, actions, representations, or opinions made by sites referenced on its World Wide Web site ( Elevating Your Business cannot be held accountable or responsible for the accuracy of URL links. All links are deemed accurate at the time of publication.

Disclaimer of Liability

Elevating Your Business is not an "Employment Agent," "Business Manager," "Financial Analyst," or "Psychotherapist," and she has not promised, shall not be obligated to, and will not (1) procure or attempt to procure any employment, business or sales for me; or (2) perform any business function such as accounting services, advice on tax matters or the investment of funds or advice with regard thereto; or (3) will not act as a therapist, counseling me on or providing psychoanalysis, group therapy or behavioral therapy.

Copyright Information

All website design, text, graphics, and arrangement thereof are Copyright © 1998-2007 ELEVATING YOUR BUSINESS. All Rights Reserved. Permission is granted to reproduce articles for the sole purpose of your own personal use. Any other use of materials on this website, content, program or wording, text, graphics, logos, button icons, including reproduction, other than those noted above, or modification, distribution, or republication, without the prior written permission of ELEVATING YOUR BUSINESS is strictly prohibited.

Neither this content, program or wording, nor any part thereof, may be reused or reproduced in any form or medium now known or hereafter invented or created without our express written permission. That includes publishing it on web sites, in ezines, in magazines, newspapers, or any other media, on or offline.

The content and software on this site may be used as a resource. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance, of the content on this site is prohibited without prior written permission.

Please contact Elevating Your Business at 360-271-8418 if you wish to obtain permission to use of materials found on Elevating Your Business or any of its divisions.

Printing Our Web Pages

You may print a copy of any page on this website for your personal use and use the "Send this Page" feature as long as you copy the whole page, including my logo and copyright notice. However, copying reports, workbooks, or audios to distribute for any reason without permission is strictly prohibited and subject to legal action. Ask us for a license if you'd like to use our materials as part of your business or for new media.

For personal use, the following words must be included in the document:
©2013 Elevating Your Business. Maria Marsala is a Business Coach to Financial Advisors and former Wall Street Trader. She helps independent and fee-based financial advisors reach their 5-year business and personal goals in 24 months. Maria's been recognized as a thought leader and whose ideas have been published in Financial Planning Magazine, RIA Biz, Advisor Max, Dow Jones, The Street, Entrepreneur Magazine, and numerous other books, trade journals, and magazines. If you liked this article, take the first step towards coaching. Subscribe to our tips newsletter and receive access to business building assessments and reports.

*Policies may change without prior notice. Updated 02/07/14. For further information, please call 360-271-8418